PrivacyPrivacy Statements

Privacy Statements

Last updated on January 1, 2023

We take your privacy seriously. We know you trust us to help with your children(s), Kid(s), and homework, and we want you to know that you can trust us with your personal information.

Overview

This Privacy Statement applies to Limitless Virtue LLC / Kids on the Yard and aims to provide you with sufficient information regarding our use of your Personal Information when you visit our website, apply for, or use our services (collectively, the “Services”). We encourage you to read this Privacy Statement and to use it to help you make informed decisions.

Certain capitalized terms that are not otherwise defined in the Statement are explained in Section 11 (“Definitions”).

We revise this Privacy Statement from time to time to reflect changes to our business, Services, or applicable laws. If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the “Policy Updates” or “Privacy Statement” page of our website, otherwise the revised Privacy Statement will be effective as of the published effective date.

Statement For Parent(s) or Guardian(s) of Children under the age of 13

Limitless Virtue / Kids on the Yard is committed to protecting your child’s privacy. In compliance with the Children’s Online Privacy Protection Act (“COPPA”) For any user under the age of 13, whose personal information we collect, we must have permission from such user’s parent or legal guardian before we collect or use any personal information of such user on the Site. You are welcome to contact us to review any personal information we have collected about your child. You may request that we delete this information or specify that we collect no more of your child’s information.

We will need to verify the identity of anyone requesting information about a child under the age of 13 to ensure that the person is, in fact, the child’s parent or legal guardian.

Non-Account Holders

Our Services may be accessed by individuals without a Limitless Virtue LLC / Kids on the Yard account or profile.

We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Services without a Limitless Virtue LLC / Kids on the Yard account, use Payment Services (e.g., Stripe, Limitless Virtue LLC / Kids on the Yard ), or when you receive a payment through our Services from account holders (“Recipient”). We may connect this information with your account, if you have one at the time you use the Service without logging in, or if you create an account later. With your consent, we may also save your credit card information for future use. When you access services on Partner and Merchant sites, the partner or merchant may disclose Personal Information with Limitless Virtue LLC / Kids on the Yard that will be used in accordance with this Privacy Statement and the relevant Limitless Virtue LLC / Kids on the Yard user agreement.

Categories of Personal Information We Collect

Categories of Personal Data collected from you, including from your interactions with us and use of the Services:

  • Personal Identifiers: Such as name, Business Name, Address, Phone Number, Email, IP address, Device Information, Information collected from cookies or other tracking technologies, other information necessary to establish an account
  • Records and Financial Information: Such as, bank account and routing numbers, credit and debit card information, amount you send or request, other financial information
  • Commercial Information: Such as online shopping cart information, shopping activity on merchant sites, purchase history, and order tracking and product information
  • Geolocation: We may collect IP-based geolocation data and Global Positioning System (GPS) with your consent during your user experience or based on your mobile application settings.
  • Internet or network activity: interactions with our Services, Information about response time for web pages, download errors, date and time when you used the service, Location Information, such as your IP address, statistics regarding how pages are loaded or viewed, the websites you visited before coming to the Sites and other usage and browsing information collected through Cookies (“Technical Usage Data”)
  • Biometric: When you consent in the user experience, we collect voice identification or face scans to authenticate your account
  • Audio, electronic, visual, or similar information: Call recordings when you talk to customer service
  • Professional or employment information: including business information, contact emails, phone numbers and taxpayer ID numbers
  • Imported Contact Information: including name, address, phone number, images, email address or usernames associated with the contacts
  • Account Profile Information: username, profile picture, gender, or personal description which you add that may include sensitive Personal Information. You can set your profile to “Private” at any time
  • Information you provide when you contact us: Your response to surveys, recorded conversations, chat conversations with us, email correspondence with us, account status, repayment history, voice identification, Information about others if you choose to share it with us
  • *Inferred data: We may infer information about you such as your preferences and shopping behavior, based on your transactions and interactions with our Services
  • Characteristics of Protected Classifications: including age or date of birth, national origin, disability, citizenship, military status
  • Sensitive Personal Information: Social Security number, government-issued identification, bank account and routing numbers, credit and debit card information, voice identification and Photo IDs or Precise Geolocation
  • Information from your device: including, language settings, browser ID, cookie preferences, time zone, operating system, platform, screen resolution and similar information about your device settings, data collected from cookies or other tracking technologies
  • Short Messaging & Chats: All Short Messaging (“SMS”) are recoreded and loged.

We may also obtain the above categories of Personal Information from the following categories of sources:

  • Limitless Virtue LLC / Kids on the Yard or Limitless Virtue LLC / Kids on the Yard Companies
  • Third parties: including Service Providers, Partners and Merchants, Payment Partners, such as payment processors, Credit Reporting Agencies, Government Entities, Data Brokers, and Financial Institutions
  • Connected Accounts: Non-Account or Accounts you agree to link to Limitless Virtue LLC / Kids on the Yard, such as social network accounts, mail accounts or banking for direct payments. You may change your mind about use of this feature and unlink your connected accounts at any time. If you choose to link these accounts or share such information with us, we will periodically collect and process it until you disconnect the account
  • Third Party Applications: Applications that you choose to use for example, the Apple App Store, Google Play Store, or social networking sites
  • Advertising platform: Such as Google Ads, Microsoft (“Bing”) Ads, Facebook (“Meta”) Ads and other.
  • Security service providers: To help prevent unauthorized access to our Services.

Google Analytics "Opt Out":
Analytics to help collect and analyze certain information for the purposes discussed in this Policy. You may opt out of the use of cookies by Google Analytics at https://tools.google.com/dlpage/gaoptout.

Personal Information We Collect For “Online Educational Services”:

Limitless Virtue / Kids on the Yard is committed to protecting your child’s privacy. In compliance with the Children’s Online Privacy Protection Act (“COPPA”), Limitless Virtue / Kids on the Yard requires that children under the age of 13 have verified parental consent before having their voice or image recorded in online tutoring or online classes. The following Privacy Policy details how we collect, utilize, and disclose personal information of students under the age of 13 who participate in Limitless Virtue / Kids on the Yard’ online classes and/or online tutoring.

  • All Online sessions are recoreded.
  • All recoreded sesions such as one-on-one, classess will be deleted after 90 days or less. Unless a dispute case arrised.
  • Your child’s voice and image (categorized as Personal Information under (“COPPA”) regulations) may be recorded as part of their participation in a tutoring session or group class. In addition, your child’s name will be used during the session(s).
  • Observation Team: From time to time, one of our observation team will join the session in a “watch only” mode to evaluate the teacher or the methods used. The observation team was kept from getting involved during or after the session with the student.
  • Our tutors and specialists utilize online teaching platform such as:
    • Zoom video conferencing (https://zoom.us/)
    • Google Classrootm
    • Zoho Meeting
    • Google Meeting
    • Adobe Connect
    • Microsoft Teams
    • Amazon Chime
    • Other 3rd party tools
  • All our platforms provide a recorded video that may be shared with one of the following roles:
    • Educational Team: To support progress and personalized teaching approach.
    • Accounting: To verify the length, time, and executions of the session.
    • Student: After filing a request to access. Minor students require the parent(s)/guardian’s consent
    • Primary Account Holders: After filing request to access.

We never require your child to disclose more information than necessary to productively participate in one-on-one sessions or group classes.

Monitor Online Tutoring Progress

During online sessions, Limitless Virtue / Kids on the Yard “Observation Team” or staff members may attend sessions only as a viewer ()“watch only” mode) to monitor progress accordingly. The observation team was kept from getting involved during or after the session with the student.

Do We Disclose Personal Information, and why?

We do not sell Personal Information to third parties for money or share your Personal Information for cross context behavioral advertising, including any Sensitive Personal Information.

However, we will disclose your Personal Information with third parties to help us provide Services, protect our customers, students, and families from risk and fraud, market our products, and comply with legal obligations.

In addition, we may disclose Personal Information with:

  • Limitless Virtue LLC / Kids on the Yard and Limitless Virtue LLC / Kids on the Yard Companies, including our brand, to provide you with the Services and manage our business or the Rewards program.
  • Authorities, when accompanied by a subpoena or other legal documentation that requires Limitless Virtue LLC / Kids on the Yard or Limitless Virtue LLC / Kids on the Yard Companies to respond. Such authorities include courts, governments, law enforcement, and regulators. We may also be required to provide other third parties information about your use of our Services, for example, to comply with card association rules, investigate or enforce user agreement violations, or prevent physical harm or illegal activity.
  • Other educational providers to jointly offer a product and services.
  • Payment processors to facilitate payment processing or to add cards to your electronic wallet.
  • Fraud prevention and identity verification agencies, for example, to assist us in detecting activities suggestive of fraud.
  • Service providers that operate at our direction and on our behalf to perform services we outsource to them, such as processing payments, marketing, research, compliance, audits, corporate governance, communications, IT development, maintenance, hosting and support, and customer service operations.
  • Other Users in accordance with your Account Settings. You may choose to display or make certain information available to other Users, such as your profile photo, first and last name, username, or city, in accordance with your Account Settings.
  • Connected accounts, for example, any social media accounts you asked us to connect.
  • Partners and Merchants, their service providers and others involved in a transaction, for example, when you use the Services to initiate online purchases, pay other Users, or return goods, we may disclose information about you and your Account with the other parties (or their service providers) involved in processing your transactions. Please note that Personal Information shared with Partners and Merchants (or their service providers) involved in a transaction is subject to the Partner’s and Merchants own privacy policies and procedures.
  • Other third parties, for example, we disclose Personal Information to advertising platforms at your direction or security service providers to help prevent unauthorized access to our Services. Please be aware that these parties’ privacy notice applies to the Personal Information that you share directly with them. For example, we use Google’s reCAPTCHA to prevent misuse of our Services when you access our mobile application. We may also use Google Address Autofill to ensure the accuracy of your address. Google’s Privacy Policy and Terms of Use apply to the Personal Information you share with them.
  • Buyers or in connection with a business transfer, for example, if we are involved in a merger, purchase, or sale of all or part of our business or assets, we may disclose your Personal Information to a buyer of those businesses or assets. Suppose Limitless Virtue LLC / Kids on the Yard or a significant portion of Limitless Virtue LLC / Kids on the Yard’s assets are acquired by a third party. In that case, Personal Information may also be disclosed.

We may disclose your sensitive personal information as appropriate to carry out legitimate business activities allowed by law.

How long does we store your Personal Information?

We retain Personal Information for as long as needed or permitted in context of the purpose for which it was collected and consistent with applicable law.

The criteria used to determine our retention period is as follows:

  • Personal Information used for the ongoing relationship between you and Limitless Virtue LLC / Kids on the Yard is stored for the duration of the relationship plus a period of 10 years, unless we need to keep it longer, such as:
    • a legal obligation or compliance with laws to which we are subject is retained consistent with the applicable law, such as under applicable bankruptcy laws and AML obligations
    • litigation, investigations, audit, and compliance practices, or to protect against legal claims.

How long does we store your Personal Information for In active accounts:

We retain Personal Information for as long as needed or permitted in context of the purpose for which it was collected and consistent with applicable law.

  • The data on in-active accounts over a year may moved to achive.

How long does we store recorded online sessions:

  • All recoreded sesions such as one-on-one, classess will be deleted after 90 days or less. Unless a dispute case arrised.

How Do We Use Cookies and Tracking Technologies?

When you interact with our Services, open email we send you, or visit a third-party website for which we provide Services, we and our partners use cookies and other tracking technologies such as pixel tags, web beacons, and widgets (collectively, “Cookies”) to recognize you as a user, customize your online experiences and online content, including to serve you interest-based advertising, perform analytics; mitigate risk and prevent potential fraud, and promote trust and safety across our Services.

We use Cookies to collect your device information, internet activity information, and inferences as described above.

You can disable or decline some cookies for our Services. But, since some parts of our service rely on cookies to work, those services could become difficult or impossible to use.

Some web browsers have an optional setting called “Do Not Track” (DNT) that lets you opt-out of being tracked by advertisers and some third parties. Because many of our services won’t function without tracking data, we do not respond to DNT settings.

If you want to know more about how we use cookies, please review our Statement on Cookies and Tracking Technologies to learn more about our use of Cookies. To learn how to opt-out of this kind of tracking technology, visit About Ads.

Your Data Protection Rights

Your rights to access, correction, deletion, and restriction to use or share your information.

Under applicable data protection law, you have certain rights to how your Personal Information is collected, stored, used and shared.

We recognize the importance of your ability to control the use of your Personal Information and provide several ways for you to exercise your rights to access (right to know), correction, deletion (erasure), and to restrict certain information (right to opt out of sharing and right to limit use and disclosure of sensitive personal information).

We will not deny you services, charge you different prices, or provide you with a different level of service solely for exercising your privacy rights.

If you are a resident of:

How do you exercise your rights?

If you, or an authorized agent, want to exercise any of your rights relating to your Personal Information, contact us or submit your request from your Account Settings. If you have an account, you can exercise your privacy rights by accessing “Data and Privacy” from Account Settings.

Even if you do not have an account Student or Educator, you can request correct or delete your information by submitting your request using the contact form.

If you or an authorized agent submit a request, we’ll first need to verify who you are before we can respond to your request. We may ask you to provide us with information necessary to reasonably verify your identity before responding to your request. We will compare the information you submit against our internal business records to verify your identity. If we can’t verify your identity, we will not be able to fulfill your request. If we deny your request in whole or in part, you may have the right to appeal the decision. In such circumstances, we will provide you with information regarding the appeals process.

Your right to request a copy of the Personal Information. If you want to make a request to know about the data we’ve collected about you in the past 12 months, you have choices:

  • Log in to your account and submit a request
  • Call or contact us and request that we provide you with the data we’ve collected.

Your right to correct your Personal Information:

  • Log in to your account and correct information you previously added. For example, you can edit your addresses in your settings
  • Call or contact us and request that we correct specific information

Your right to delete your Personal Information:

  • Log in to your account and delete information you previously added. For example, you can delete your profile picture and non-primary addresses in your settings
  • Call us or contact us and request that we delete specific information
  • Close your account

If you close your account or request that we delete Personal Information, we still need to keep some Personal Information as explained in How long we store your Personal Information section so we can:

  • Complete a transaction, provide goods or services you requested, or comply with our promises to you in the user agreement or other contract you have with us
  • Detect and prevent malicious, fraudulent, or illegal activity
  • Protect your (or another person’s) legal rights, including the right to free speech
  • Manage our internal business processes that are reasonably related to your expectations when using our Services
  • Comply with laws and other legal or governmental processes

California also offers a right to opt out of “Selling” and “Sharing” Personal Information. Global Privacy Control setting is a browser setting that notifies website owners of users’ privacy preferences regarding selling or sharing their personal information. Limitless Virtue LLC / Kids on the Yard does not respond to these settings because we do not sell or share data. Some Personal Information collected, processed, or disclosed by a financial institution are subject to federal laws, such as the Gramm-Leach-Bliley Act. Consumers may read our Consumer Privacy Notice for more information about their rights under US federal law.

Understanding your choices

You can control how Personal Information is collected or disclosed, as well as how we communicate with you. Here are some of the ways you can customize your choices.

Choose how we collect Personal Information

You may choose to limit the Personal Information you provide when our apps or Services request it. To help make choices that are right for you, it’s important to understand that Personal Information helps us provide a richer, more personalized experience for you. Also, some Personal Information is required for our Services to function at all.

For example, sharing your contacts helps make it easier for you to find the people you want to send money to. If you choose not to share your contacts with us, you can still use our mobile apps, but some actions may not be as fast or easy as it would be if shared your contacts. Another example is creating an account with us. If you choose not to provide information that is required for an account to function, like your name and email address, we will not be able to create an account for you.

Choose how connected accounts collect and use Personal Information

If you connect your account to a third-party service, you may be able to manage how your Personal Information is collected, used, and shared by them. Read the third parties’ privacy policies to see the choices they offer you.

You can control which third-party services you connect to your account and what Personal Information they can collect about you. For example, to manage the permissions, go to the Security settings in your Limitless Virtue LLC / Kids on the Yard account.

Choose how we communicate with you

Your choices about how we communicate with you differ depending on the purpose of the message and how it is delivered. Some messages are considered optional, and some are necessary for you to manage your accounts with us. We use email, text messages, push notifications on your mobile device, and even phone or paper mail depending on the situation and your preferences.

You can click the unsubscribe link in a Limitless Virtue LLC / Kids on the Yard marketing email, opt out of a text message by replying “STOP,” or turn off notifications on your device. You can also change your account’s notification settings or the notification preferences on your device.

You won’t be able to opt out of messages that are considered necessary for the Services, such as digital receipts and emails that alert you to changes in your account’s status. You may be able to decide how we send those messages, such as by email, phone, text message, or a notification on your mobile device.

Can Children Use Our Services?

We do not knowingly collect information, including Personal Information, from children under the age of 13 or other individuals who are not legally able to use our Services. If we obtain actual knowledge that we have collected Personal Information from someone not allowed to use our Services, we will promptly delete it, unless we are legally obligated to retain such data.

Please contact us if you believe that we have mistakenly or unintentionally collected information from someone not allowed to use our Services.

We do not sell to third parties for money or share Personal Information of anyone under 16 years of age for cross context behavioral advertising.

Definitions

Our Contact Information

If you have questions about this Privacy Statement or your Personal Information, contact us so we can help.

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