Privacy Statements

We take your privacy seriously. We know you trust us to help with your children(s), Kid(s), and homework, and we want you to know that you can trust us with your personal information.

Overview

This Privacy Statement applies to Limitless Virtue LLC / Kids on the Yard and aims to provide you with sufficient information regarding our use of your Personal Information when you visit our website, apply for, or use our services (collectively, the "Services"). We encourage you to read this Privacy Statement and to use it to help you make informed decisions.

Certain capitalized terms that are not otherwise defined in the Statement are explained in Section 11 ("Definitions").

We revise this Privacy Statement from time to time to reflect changes to our business, Services, or applicable laws. If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice by posting notice of the change on the "Policy Updates" or "Privacy Statement" page of our website, otherwise the revised Privacy Statement will be effective as of the published effective date.

Statement For Parent(s) or Guardian(s) of Children under the age of 13

Limitless Virtue / Kids on the Yard is committed to protecting your child's privacy. In compliance with the Children's Online Privacy Protection Act ("COPPA") For any user under the age of 13, whose personal information we collect, we must have permission from such user's parent or legal guardian before we collect or use any personal information of such user on the Site. You are welcome to contact us to review any personal information we have collected about your child. You may request that we delete this information or specify that we collect no more of your child's information.

We will need to verify the identity of anyone requesting information about a child under the age of 13 to ensure that the person is, in fact, the child's parent or legal guardian.

Non-Account Holders

Our Services may be accessed by individuals without a Limitless Virtue LLC / Kids on the Yard account or profile.

We will collect Personal Information from you even if you are a non-account holder when you use our Services, such as when you use our Services without a Limitless Virtue LLC / Kids on the Yard account, use Payment Services (e.g., Stripe, Limitless Virtue LLC / Kids on the Yard ), or when you receive a payment through our Services from account holders ("Recipient"). We may connect this information with your account, if you have one at the time you use the Service without logging in, or if you create an account later. With your consent, we may also save your credit card information for future use.

When you access services on Partner and Merchant sites, the partner or merchant may disclose Personal Information with Limitless Virtue LLC / Kids on the Yard that will be used in accordance with this Privacy Statement and the relevant Limitless Virtue LLC / Kids on the Yard user agreement.

Categories of Personal Information We Collect

Categories of Personal Data collected from you, including from your interactions with us and use of the Services:

• Personal Identifiers: Such as name, Business Name, Address, Phone Number, Email, IP address, Device Information, Information collected from cookies or other tracking technologies, other information necessary to establish an account
• Records and Financial Information: Such as, bank account and routing numbers, credit and debit card information, amount you send or request, other financial information
• Commercial Information: Such as online shopping cart information, shopping activity on merchant sites, purchase history, and order tracking and product information
• Geolocation: We may collect IP-based geolocation data and Global Positioning System (GPS) with your consent during your user experience or based on your mobile application settings.
• Internet or network activity: interactions with our Services, Information about response time for web pages, download errors, date and time when you used the service, Location Information, such as your IP address, statistics regarding how pages are loaded or viewed, the websites you visited before coming to the Sites and other usage and browsing information collected through Cookies ("Technical Usage Data")
• Biometric: When you consent in the user experience, we collect voice identification or face scans to authenticate your account
• Audio, electronic, visual, or similar information: Call recordings when you talk to customer service
• Professional or employment information: including business information, contact emails, phone numbers and taxpayer ID numbers
• Imported Contact Information: including name, address, phone number, images, email address or usernames associated with the contacts
• Account Profile Information: username, profile picture, gender, or personal description which you add that may include sensitive Personal Information. You can set your profile to "Private" at any time
• Information you provide when you contact us: Your response to surveys, recorded conversations, chat conversations with us, email correspondence with us, account status, repayment history, voice identification, Information about others if you choose to share it with us
• Inferred data: We may infer information about you such as your preferences and shopping behavior, based on your transactions and interactions with our Services
• Characteristics of Protected Classifications: including age or date of birth, national origin, disability, citizenship, military status
• Sensitive Personal Information: Social Security number, government-issued identification, bank account and routing numbers, credit and debit card information, voice identification and Photo IDs or Precise Geolocation
• Information from your device: including, language settings, browser ID, cookie preferences, time zone, operating system, platform, screen resolution and similar information about your device settings, data collected from cookies or other tracking technologies
• Short Messaging & Chats: All Short Messaging ("SMS") are recorded and logged.

We may also obtain the above categories of Personal Information from the following categories of sources:

• Limitless Virtue LLC / Kids on the Yard or Limitless Virtue LLC / Kids on the Yard Companies
• Third parties: including Service Providers, Partners and Merchants, Payment Partners, such as payment processors, Credit Reporting Agencies, Government Entities, Data Brokers, and Financial Institutions
• Connected Accounts: Non-Account or Accounts you agree to link to Limitless Virtue LLC / Kids on the Yard, such as social network accounts, mail accounts or banking for direct payments. You may change your mind about use of this feature and unlink your connected accounts at any time. If you choose to link these accounts or share such information with us, we will periodically collect and process it until you disconnect the account
• Third Party Applications: Applications that you choose to use for example, the Apple App Store, Google Play Store, or social networking sites
• Advertising platform: Such as Google Ads, Microsoft ("Bing") Ads, Facebook ("Meta") Ads and other.
• Security service providers: To help prevent unauthorized access to our Services.

Google Analytics "Opt Out": Analytics to help collect and analyze certain information for the purposes discussed in this Policy. You may opt out of the use of cookies by Google Analytics at https://tools.google.com/dlpage/gaoptout.

Personal Information We Collect For "Online Educational Services":

Limitless Virtue / Kids on the Yard is committed to protecting your child's privacy. In compliance with the Children's Online Privacy Protection Act ("COPPA"), Limitless Virtue / Kids on the Yard requires that children under the age of 13 have verified parental consent before having their voice or image recorded in online tutoring or online classes. The following Privacy Policy details how we collect, utilize, and disclose personal information of students under the age of 13 who participate in Limitless Virtue / Kids on the Yard' online classes and/or online tutoring.

• All Online sessions are recorded.
• All recorded sessions such as one-on-one, classes will be deleted after 90 days or less. Unless a dispute case arises.
• Your child's voice and image (categorized as Personal Information under ("COPPA") regulations) may be recorded as part of their participation in a tutoring session or group class. In addition, your child's name will be used during the session(s).
• Observation Team: From time to time, one of our observation team will join the session in a "watch only" mode to evaluate the teacher or the methods used. The observation team was kept from getting involved during or after the session with the student.
• Our tutors and specialists utilize online teaching platform such as:
  • Zoom video conferencing (https://zoom.us/)
  • Google Classroom
  • Zoho Meeting
  • Google Meeting
  • Adobe Connect
  • Microsoft Teams
  • Amazon Chime
  • Other 3rd party tools
• All our platforms provide a recorded video that may be shared with one of the following roles:
  • Educational Team: To support progress and personalized teaching approach.
  • Accounting: To verify the length, time, and executions of the session.
  • Student: After filing a request to access. Minor students require the parent(s)/guardian's consent
  • Primary Account Holders: After filing request to access.

We never require your child to disclose more information than necessary to productively participate in one-on-one sessions or group classes.

Monitor Online Tutoring Progress

During online sessions, Limitless Virtue / Kids on the Yard "Observation Team" or staff members may attend sessions only as a viewer ("watch only" mode) to monitor progress accordingly. The observation team was kept from getting involved during or after the session with the student.

Do We Disclose Personal Information, and why?

We do not sell Personal Information to third parties for money or share your Personal Information for cross context behavioral advertising, including any Sensitive Personal Information.

However, we will disclose your Personal Information with third parties to help us provide Services, protect our customers, students, and families from risk and fraud, market our products, and comply with legal obligations.

In addition, we may disclose Personal Information with:

• Limitless Virtue LLC / Kids on the Yard and Limitless Virtue LLC / Kids on the Yard Companies, including our brand, to provide you with the Services and manage our business or the Rewards program.
• Authorities, when accompanied by a subpoena or other legal documentation that requires Limitless Virtue LLC / Kids on the Yard or Limitless Virtue LLC / Kids on the Yard Companies to respond. Such authorities include courts, governments, law enforcement, and regulators. We may also be required to provide other third parties information about your use of our Services, for example, to comply with card association rules, investigate or enforce user agreement violations, or prevent physical harm or illegal activity.

GDPR Compliance (European Users)

For users in the European Economic Area (EEA), United Kingdom, or Switzerland, we comply with the General Data Protection Regulation (GDPR). You have the following rights under GDPR:

Your GDPR Rights

• Right to access your personal data - You can request a copy of the personal data we hold about you
• Right to rectification of inaccurate data - You can request that we correct any incorrect personal information
• Right to erasure ("right to be forgotten") - You can request that we delete your personal data under certain circumstances
• Right to restrict processing - You can ask us to limit how we use your personal data
• Right to data portability - You can request that we transfer your data to another service provider
• Right to object to processing - You can object to certain types of data processing
• Right to withdraw consent - Where processing is based on consent, you can withdraw it at any time

Legal Basis for Processing

We process personal data under GDPR based on one or more of the following legal bases:

• Consent - For marketing communications and optional services
• Contract - To provide our educational services
• Legitimate Interest - For service improvement and fraud prevention
• Legal Obligation - To comply with applicable laws

Exercising Your GDPR Rights

To exercise these rights, contact us at [email protected] with "GDPR Request" in the subject line. We will respond within 30 days and may request additional information to verify your identity.

Data Transfers

When we transfer personal data outside the EEA, we ensure appropriate safeguards are in place, including Standard Contractual Clauses approved by the European Commission.

Definitions

Personal Information: Information that identifies, relates to, describes, or is capable of being associated with a particular individual.

Services: Our website, mobile applications, and any services provided by Kids on the Yard.

Technical Usage Data: Information about how you interact with our Services, including page views, clicks, and other usage patterns.

COPPA: Children's Online Privacy Protection Act - federal law protecting the privacy of children under 13.

Sensitive Personal Information: Information requiring special protection including Social Security numbers, government IDs, financial account details, and biometric data.

Data Retention and Deletion

Retention Periods

We retain personal information for different periods based on the type of data and legal requirements:

• Student Educational Records: Retained according to FERPA requirements and state regulations
• Financial Information: Retained for tax and accounting purposes as required by law
• Marketing Communications: Retained until you opt out or request deletion
• Account Information: Retained while your account is active plus required retention periods
• Legal Documentation: Retained as required for legal compliance and dispute resolution

Automatic Deletion

Certain data is automatically deleted on established schedules:

• Temporary Authentication Data: Deleted after session expiration
• Marketing Analytics: Aggregated and anonymized after specified periods
• Communication Logs: Deleted after regulatory retention requirements are met
• Backup Systems: Regularly purged according to data retention policies

User-Requested Deletion

You can request deletion of your personal information, subject to:

• Legal Retention Requirements: Some data must be retained for legal compliance
• Active Service Obligations: Data necessary for ongoing educational services
• Safety and Security: Information required to protect the safety of children and other users
• Financial Obligations: Data related to outstanding financial obligations

International Data Transfers and Privacy Frameworks

Cross-Border Data Transfers

When we transfer data internationally, we implement appropriate safeguards:

• Standard Contractual Clauses: EU-approved contract terms for data protection
• Adequacy Decisions: Transfers to countries with adequate privacy protection
• Certification Programs: Participation in recognized privacy framework programs
• Specific Consent: Where required, obtaining explicit consent for international transfers

Privacy Framework Compliance

Kids on the Yard participates in or complies with:

• EU-US Data Privacy Framework: For transatlantic data transfers
• UK-US Data Bridge: For UK-US data sharing arrangements
• Swiss-US Privacy Framework: For data transfers involving Swiss residents
• Regional Privacy Laws: Compliance with applicable international privacy regulations

Children's Privacy Protection (Enhanced)

Age Verification Systems

We implement robust age verification to protect children:

• Parental Consent Mechanisms: Verified consent collection for users under 13
• Age-Appropriate Privacy Controls: Enhanced privacy settings for minors
• Regular Consent Renewal: Periodic verification of ongoing parental consent
• Educational Privacy: Special protections for educational records under FERPA

Special Protections for Minors

Enhanced privacy measures for users under 18 include:

• Limited Data Collection: Only collecting information necessary for educational services
• Restricted Data Sharing: No sharing with third parties except as required for services
• Enhanced Security: Additional security measures for accounts of minors
• Regular Review: Periodic assessment of data practices affecting children

Data Security and Breach Response

Technical Safeguards

We protect your data through multiple security layers:

• Encryption: Data encrypted in transit and at rest using industry-standard methods
• Access Controls: Role-based access with regular review and updates
• Network Security: Firewalls, intrusion detection, and monitoring systems
• Regular Security Audits: Third-party security assessments and penetration testing

Data Breach Response

In the event of a data breach, we will:

• Immediate Assessment: Rapid evaluation of the scope and impact of any security incident
• Regulatory Notification: Notification to appropriate authorities within required timeframes
• User Notification: Direct communication to affected users when required by law
• Remediation Actions: Implementation of measures to prevent future incidents

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL KIDS ON THE YARD, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH DATA PROCESSING, PRIVACY PRACTICES, OR DATA SECURITY MEASURES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES.

Governing Law

This Privacy Statement and any disputes arising from privacy-related matters shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles. Any legal action or proceeding arising under this Privacy Statement shall be brought exclusively in the federal or state courts located in Miami-Dade County, Florida.

Contact Information

For privacy-related questions, concerns, or requests:

Privacy Officer Kids on the Yard Limitless Virtue LLC 9701 NE 2nd Ave, Suite #1069 Miami Shores, Florida 33138 U.S.A Email: [email protected] GDPR Requests: [email protected] General: [email protected] Phone: International: +1 786-382-2000

For COPPA-related inquiries regarding children under 13: Email: [email protected]